Developers

Testing

PUBLIC SANDBOX FOR NORTH AMERICA AND UK

The following information will allow you to test iATS Payments systems to ensure that your integration is working effectively.

Test accounts are not live merchant accounts. Real credit card and bank account information will NOT work. Authorization and rejection results are for display and testing purposes only.

TEST ACCOUNT DETAILS: NORTH AMERICAN ACH/EFT DEBIT TESTING

Notes on ACH Processing:

ACH/EFT (also known as eCheck) transaction processing is not in "Real Time" like credit card transactions. There can be processing delays while the data is moving between iATS Payments, our Bank and the donor's Bank.

Live and test ACH/EFT processing is sent to the bank as per the following schedule:

Monday and Tuesday: File sent twice per day (3am and 3pm PDT)
Wednesday to Friday: File sent once per day (3pm PDT)
No files are sent over the weekend or on US bank holidays.

When ACH/EFT transactions are sent to iATS for processing, there are different stages that each transaction will go through:

"Tobesent": the transaction is waiting to be sent to iATS' bank as per the schedule above
"Pending": the transactions have been sent to the bank, but final approval or rejection has not been received from the bank. (This stage generally takes 1 business day.)
"OK:BankAccept" or "OK:Reject": the final results from the bank indicating approval or decline. Check the details of the Reject Journal report in the iATS customer portal for more information.
"Return": a separate return record may be recorded on the iATS Journal report. These may be posted at any future date, and has been issued by the bank or donor. Check the details of the Return report on the iATS customer portal for more information.

Notes on ACH testing:

For North American testing, any account details can be used. However, we recommend the following details:

CANADA

Bank Number	123
Transit Number	00000
Account Number	123456

USA

Routing Number	111111111
Account Number	12345678

ACH DYNAMIC TESTING PARAMETERS

Desired Final Status	Amount Value to Use	Results and Timing
Approved	$1.00	Final status received within 1 business day · Status will be dynamically changed from ToBeSent (initial value) to Pending as per schedule in notes above · Status will be changed to Approved approximately 1 hour after being sent to bank
Rejected	Any value except $1.00 and $3.00	Final status received within 1 business day · Status will be dynamically changed from ToBeSent (initial value) to Pending as per schedule in notes above · Status will be changed to Rejected approximately one hour after being sent to bank
Returned	$3.00	Final status received within 1 business day · Status will be dynamically changed from ToBeSent (initial value) to Pending as per schedule in notes above · Status will be changed to Approved approximately 1 hour after being sent to bank · A new Return record will be created and posted the next business day

Please note: There is a transaction limit of $2,000.00 per charge. Amounts above will receive a response of Rej:39.

Testing

Developers

Test Account Details - NA ACH EFT Debit